At the beginning of 2009, only 20,000 French companies had taken out credit insurance, and VSEs represented just 2% of these. Given that non-payment is the leading cause of failures of small enterprises, there is evidently considerable potential for market development.

The group is committed to supporting entrepreneurship by offering solutions for SMEs and VSEs, the enterprises least protected against the risks of non-payment. APRIL Cover contributes an original, comprehensive and modular solution.