Employee savings plans represent social and tax benefits for both employees and the company. In particular, they motivate employees and foster loyalty. As at June 2009, 11.7 million employees were covered by employee savings plans, representing an increase of 5% on 2008.

APRIL offers solutions in the form of an intercompany savings plan to build capital (PEI, Plan d’Epargne Interentreprises) and an intercompany collective retirement savings scheme to provide a life annuity (PERCOI, Plan d’Epargne Retraite Collectif Interentreprises) for businesses with fewer than 250 employees.