2008/07/21 - APRIL GROUP recorded sales of €335.69 million in the first half of 2008, up by 16.4% on a reported basis and by 9.9% on a pro forma basis.

The Health & Personal Protection division posted a 14.7% increase in sales to €216.14 million, corresponding to pro forma growth* of 11.0%. Sales at the Property & Casualty division grew by 14.5% to €118.9 million on a reported basis, with pro forma growth* of 3.6%. Sales at the Life & Savings division grew by 121.3% to €11.87 million.

Beside, APRIL GROUP has announced the acquisition of 80% of the capital of wholesale insurance broker CANADA WORLDWIDE, via the APRIL North America holding company.

2008/02/07 - As a medium sized insurance company, AXERIA PREVOYANCE managed to become quickly visible on its market and to win its partners’ credibility and trust.

2007/09/26 - Together with Franfinance, APRIL Assurances has created a new interest-free healthcare loan service - Crédit Santé Gratuit.
 
Reflecting its wish to make insurance accessible to all, APRIL Assurances
is offering its health insurance policyholders an interest-free healthcare loan - Crédit Santé Gratuit.
 
This service, still relatively undeveloped in France, enables policyholders to take out an interest-free loan to finance healthcare expenses not covered by the French social security system and major medical expenses such as eyewear, dental care, medical appliances and hospital fees.

2007/09/06 -In partnership with Mondial Assistance, APRIL Assurances launches a Prevention-Health Portal and a Policyholder Health Portal on its april.fr website

Prevention-Health Portal at www.april.fr


Few people realise that the action taken by insurers in the field of prevention is essential, as are their consultations with health professionals and the authorities. Public awareness and prevention campaigns are becoming increasingly numerous, aimed at reducing risky behaviour: alcohol and tobacco abuse, poor diets, and so on.

The French are now much more aware of the need to keep healthy, particularly people aged between 25 and 35, who grew up when the notion of leading a healthy life became fairly widely accepted.

April Assurances keeps a close watch on changes in the market and in its customers’ behaviour, as well as in the environment as it forces them to make new choices. It is keen to offer simple solutions in the form of policies and services by creating a Prevention Portal on its april.fr website.

Open to all Internet users, this Prevention-Health Portal has been developed jointly with Mondial Assistance, the world leader in its field. It offers answers and advice drawn up and validated by the Mondial Assistance medical staff on more than 40 health-related themes. The information is regularly updated and renewed from one season to the next. Practical, amusing tools offer a host of information: practical hints, files, newsletters, tests, mini-surveys, and more.

The Prevention-Health Portal can be navigated in two ways:

By theme:

- Emergencies (first aid, prevention of household accidents, etc.)
- Mental well-being (sleep, stress, etc.)
- Physical well-being (backache, diet, sport, etc.)
- Care and examinations (check-ups, vaccines, pregnancy, etc.)
- Prevention and cure (allergies, headache, rheumatism, diabetes etc.)
- Danger warnings (tobacco, alcohol, etc.)
- When travelling, and more.

By target:

- Juniors
- Women
- Men
- Seniors.

The Policyholder Health Portal on the www.april.fr website

The Policyholder Health Portal is a practical tool, reserved for policyholders who have taken out a personal health policy. The wealth of online services offered by April Assurances enables policyholders to manage their policies themselves.

This portal offers several functions:

Administrative functions
Some of the information previously available only on paper can now be consulted online in the policyholder’s personal portal, where the following functions can be carried out:

- Change personal data: home address, phone number, e-mail address and the bank account particulars needed for direct debits and/or reimbursements;
- Consult and manage the policy: view cover and beneficiary details, consult premium payments and reimbursements;
- Request an estimate for optical or dental care or overall hospital treatment;
- Subscribe to free online statements of billed services and a reminder of each reimbursement amount by either e-mail or SMS.

Information
April Assurances customers can consult various types of information online: details about direct payment by insurers, reforms to the French Sécurité Sociale health system, April assistance, and more.

The www.april.fr website will shortly be offering other services such as free health credit, a reimbursement simulator and consultation of the membership file (i.e. general terms and conditions, etc.).

In time, this Portal will provide information about other types of policies, such as personal protection and home insurance.

2007/06/25 - The property market has steadily grown in the past few years, mainly due to the availability of property loans at favourable rates for borrowers. Although loan repayment times have grown longer, buyers are increasingly younger. April Assurances has adapted to this market by offering diversified policies adapted to individual needs.

April Assurances offers loan insurance (known as ADP) to cover policyholders and those close to them. ADP Moov’ is a comprehensive package including the death-benefit, work-stoppage or job-loss products required by banking institutions, indispensable to adequate loan protection.
April Assurances policies cover all monthly payments on the loan, over and above the payments made by the Sécurité Sociale and the employer.

ADP Moov’ is a policy specifically designed for young first-home buyers aged between 18 and 35. It enables them to make considerable savings on the overall cost of loan insurance to facilitate their home purchase.

This policy also includes diversified offers and services, including complementary unemployment insurance. The latter covers a monthly fixed reimbursement in the event of unemployment amounting to 50% of all due loan payments over a maximum period of 18 months. It also offers a “Cleaning Bonus”: a purchaser of a one-room flat receives two hours of cleaning services, free of charge. Internet users are provided a customer telephone service to contact a loan-insurance expert to help them make choices and to take out a policy. The cover note is issued online and confirmed directly by April Assurances.

2007/06/25 - APRIL Assurances has placed at the heart of its development the determination to make insurance available to everyone, regardless of profession, status or age.

April Assurances has now set up the Responsabilis policy. It is a simple and educational policy with only three cover levels and no waiting period, and with a range of prevention services including nutritional coaching.

Responsabilis Santé is for people who wish to look after their health and their budget, whose medical-services consumption behaviour is responsible (less than 2 consultations per person per month, in line with 75% of the French population).
Through its mechanism designed to foster responsible behaviour, Responsabilis Santé offers average premiums 30% lower than other forms of complementary health insurance. Payments do not include the management fees usually shared by all holders of a given policy. Instead, €1.50 is deducted from the reimbursement for each medical treatment per beneficiary.
This rationale of responsible behaviour keeps premiums low. People who either cannot or do not wish to pay the current prices of complementary medical insurance can find an alternative in this product. This solution therefore meets the need of consumers to find a price that fits their budgets, particularly young people.

For instance, a 20 year old non-salaried professional living in Saint-Etienne pays a premium of €11.70 per month.

- For a consultation with a primary care physician, the policyholder pays €25. Having subscribed to Responsabilis Santé, (“confort” level with 150% comprehensive cover), the policyholder is reimbursed €25 - €1 (a fixed sum of €1 goes to Sécurité Sociale) - €1.50 (service management fee), taking the total to €22.50.
- To buy new spectacles, the policyholder pays €120 for the frames and €170 for the lenses, a total of €290. At the confort level, reimbursement comes to €290 - €1.50, a total of €288.50.

April Assurances has also set up innovative services to round out its insurance offer:
- April Assurances offers policyholders a website including a portal entirely dedicated to prevention.
- In Responsabilis Santé, April Assurances offers a nutritional coaching programme. Professionals provide policyholders with personalised advice and tips to manage their health better. The aim of this programme is to make policyholders aware of how a sound diet leads to good health and prevention, if necessary offering complete nutritional rebalancing.

- Starting in September, all Internet users can obtain an estimate and sign up online, on our secure, practical and rapid platform, in just a few clicks.

2007/08/28

2007/07/23 - In the first half of 2007, APRIL GROUP recorded consolidated sales of €288.43m, an increase of 14.6% as published and 12.2% on a pro forma basis.

2007/07/02

2007/06/25 - APRIL GROUP has just completed the acquisition of 38.2% of the capital of Assurdom Gestion, a company based on the Reunion Island.

07/06/18 - APRIL GROUP has just completed the acquisition of the two Quebec-based brokers ESCAPADE Travel Insurance and DAVE ROCHON Insurance, enabling it to set foot in North America as part of its strategy of international development.

2007/04/23 - In the first quarter of 2007, APRIL GROUP recorded consolidated sales of €141.6m, an increase of 13.4% as published and 10.4% on a pro forma basis.

2007/01/29 - APRIL GROUP recorded consolidated sales of €520.40m in the year ended 31 December 2006, an increase of 16.9% as published and 12.4% pro forma.

2006/10/23 - APRIL GROUP recorded consolidated sales of €381.46m over the first nine months of 2006, an increase of 17.6% as published and 12.6% pro-forma.

2006/09/11 - APRIL GROUP reported consolidated sales of €251.7m for the first half of 2006, equivalent to increases of 19.5% on a reported basis and 12.8% on a pro forma basis.

2006/07/24 - APRIL GROUP recorded consolidated sales of €251.66m in the first half of 2006, equivalent to increases of 19.5% on a reported basis and 12.8% on a pro forma basis, in line with full-year guidance.

2006/07/05 - APRIL GROUP has just completed the acquisition of the entire share capital of two French insurance brokers, AVS and DOUDET CHARLET

APRIL GROUP invests in Italy with the acquisition of DIERREVI SpA

APRIL GROUP achieves 22.4% sales increase in first quarter of 2006.

Consolidated net profit up 50.7 % to €53.8m in 2005.

APRIL GROUP recorded consolidated sales of €445.21m in 2005, equivalent to increases of 32.8% on a reported basis and 13.6% on a pro forma basis,

APRIL GROUP consolidated sales up 27.1% in the first nine months of 2004

APRIL GROUP consolidated sales up 31.9% in the first half of 2005.

SEPCOFI, a company specialising in personal insurance for employees of small and medium compagnies, is joining APRIL GROUP.

APRIL GROUP consolidated sales of 210.6 m euros in the first half of 2005, representing an increase of 35%, on a reported basis, and 13% on a pro forma basis.

APRIL GROUP consolidated sales up 35% in the first half of 2005

APRIL GROUP buys FEBS, a German company specialised in consumer credit insurance

APRIL GROUP takes a majority stake in COGEALP, a specialist in collective health and personal protection insurance

APRIL GROUP acquires France Plaisance Assurance, a specialist in yacht insurance

APRIL GROUP consolidated up 34.4% in the first quarter of 2005.

APRIL GROUP has acquired 75% of the capital of ASSURANCE JURIDIQUE, a company specialised in legal expense insurance.

APRIL GROUP consolidated sales up 26.1% in year ended 31 December 2004 - Performances exceeded expectations - Growth of over 15% forecast for 2005

APRIL GROUP recorded sales of € 339.03 m in the year ended 31 December 2004, equivalent to increases of 26.1% on a reported basis and 17.4% on a pro forma basis. This performance, which exceeded expectations, confirmed the strong growth recorded by the Group's three business lines in 2004.

APRIL GROUP consolidated sales up 27.1% in the first nine months of 2004

APRIL GROUP’s net consolidated profit up 48% for 2004 • Sales: +26.1% • Operating profit: +41% • ROE: 28%

Growth of 53.2% in APRIL GROUP's consolidated net profit for the first half of 2004

APRIL GROUP consolidated sales up 23% in first half of 2004, full year estimates upgraded

APRIL GROUP has acquired Rhodia Assurances from Winterthur.

Operating profit down 12.8% to euros 36.8m, net profit down 14,4% to euros 23.1m, ROE of 21.7%

Growth of 13,8% in consolidated sales in 2003, acquisition of Couchon Assurances, organic growth of 15% expected in 2004.

APRIL GROUP : 12.2% increase in consolidates sales for the first nine months of 2003 and APRIL GROUP enters the SBF 120 index.

APRIL GROUP’s consolidated turnover up by 13% in the first half of 2003

APRIL GROUP registered a 7.7% increase in its consolidated sales in the first quarter of 2003.

In 2002, APRIL GROUP's Net profit up 20% (excluding exceptional items in 2001)

APRIL GROUP registered a 16.4% increase in consolidated sales for 2002

APRIL GROUP recorded a turnover of 178.64 million euros in the first nine months of 2002, equivalent to an increase of 18.8%, in line with management objectives.

APRIL GROUP recorded turnover of €116.4m in the first half of 2002, an increase of 20.4% over the year before, in line with management objectives.

Consolidated Sales grow by 20.4% for APRIL GROUP in the first half of 2002

APRIL GROUP registered a 21.4% increase in its consolidated sales in the first quarter of 2002 and acquired Europassur.

APRIL GROUP posts consolidated net profits of euros 25.33m for 2001, an increase of 36% on a restated basis